And for the record... you CAN steal your stuff back from her. In my case, she was notorious for taking my scrolls and potions. I was able to steal them back from her most of the time. Of course, if she spots YOU taking your stuff back, it ends in combat.
You can see how well you do by opening the 'show rolls' window in the bottom-right. This will tell you if you are successful or not.
Yes, I checked. It said I was successful (well, not always ; ), but I got no items. Maybe I got a few coins, but it was the armor I wanted!